Explore a universe of unparalleled convenience and luxury with the Discovery Gold Card!
Revel in a comprehensive array of exclusive benefits and perks designed to enhance your financial experience.
Discovery Bank is making a significant mark in the South African financial landscape, distinguished by the exceptional benefits offered through its credit cards. Beyond being a traditional bank, Discovery is an institution deeply committed to the well-being and social development of its customers.
A shining example of this dedication is the allocation of additional miles for purchases related to health, fitness activities, wellness, fuel, and travel. This not only incentivizes a healthier lifestyle but also rewards you for your everyday spending.
About Discovery Gold
Discovery aims to simplify the lives of South Africans by offering a wide range of essential services, including health, life insurance, short-term insurance, savings, investments, banking, and wellness, all in one place.
The Discovery Bank Gold credit card is equipped with state-of-the-art technology, allowing contactless payments, integration with digital wallets, and the issuance of a digital version for online purchases. Additionally, it is fully manageable through the Discovery app.
As a participant in the Discovery Miles program, the Discovery Bank Gold Credit Card allows you to earn airline miles on all your purchases, enhancing the overall benefits available to its users. This rewards system not only adds value to everyday spending but also provides substantial additional perks, making it an attractive choice for cardholders.
Benefits and advantages of Discovery Gold
- Discovery Miles: Earn thousands of Discovery Miles each week through the innovative custom game board with Vitality Active Rewards.
- Cashback: Enjoy the opportunity to get cashback on your largest weekly transactions.
- Redeem Miles for Discounts: Use your Discovery Miles for flights, holiday accommodations, and car rentals.
- Vitality Active Rewards: Obtain a new Apple Watch at iStore with Discovery Bank and Vitality, and fully fund it by meeting your Vitality Active Rewards exercise goals over 24 months.
- Travel Insurance: Receive complimentary international travel insurance for airline tickets purchased with your Discovery Bank Gold credit card.
- Real-Time Forex Accounts: Access the exclusive real-time Forex accounts.
Rates and tariffs
With a Discovery Bank Gold card account, you will incur a monthly fee of R100. This fee encompasses the monthly account fee, the Vitality Money premium, the one-time credit facility fee, and other related charges. Beyond this, you only pay for the transactions you make, ensuring you are charged solely for what you use.
Minimum income
To qualify for the Discovery Gold Card, applicants need to meet specific income requirements, which fall between R100,000 and R350,000 per year. This income range ensures that potential cardholders have the financial stability and capacity to take full advantage of the card’s exclusive benefits. These benefits include rewards programs, cashback offers, travel insurance, and other premium features that are designed to enhance the financial experience of higher-income individuals. By setting this income threshold, Discovery Bank ensures that the cardholders can responsibly manage and maximize the card’s offerings.
Annuity
The Discovery Gold Card has a monthly annuity fee of R100. This monthly fee provides access to a wide range of exclusive benefits and services offered by the card, ensuring a complete and convenient financial experience for cardholders.
Card limit
The Discovery Gold credit limit is flexible and adjustable to your financial needs, giving you the freedom to make purchases and transactions according to your profile and financial capacity.
How to apply for Discovery Gold
To open your account, simply visit the Discovery app or website:
- Fill in the account opening form with the requested personal data.
- Submit the necessary documentation.
- The bank will review your application and may or may not open an account in your name.
Contact Discovery Gold
For assistance, please contact us at the following number:
Call 0800 07 96 97
