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African Bank Black Credit Card: Benefits and Advantages

Thinking about upgrading your credit card?

Discover why you should consider switching to the African Bank Black right away!

The African Bank Black Credit Card offers exclusive access to VIP lounges at international airports, providing a luxurious travel experience. Additionally, as part of the Visa Club, the card allows you to accumulate points that can be exchanged for air miles and discounts on products from Visa Club partners, offering unique benefits to cardholders.

With rates and fees aligned with the quality and transparency of African Bank, along with an accessible minimum income requirement, the Black Card is the ideal choice for those seeking a comprehensive financial experience and exclusive advantages.

About African Bank Black

The African Bank Black credit card will transform your global perspective by granting access to a variety of VIP lounges at international airports. This Visa card includes exclusive benefits clubs for cardholders, where you can accumulate points and convert them into miles for discounts on airfares or products offered by Visa Club partners. Moreover, the African Bank Black credit card provides security and peace of mind with a mobile app for use anywhere.

Benefits and Advantages of African Bank Black

  • Visa Club: Exclusive Benefits Club
  • Interest on Positive Balances: Earn up to 3% interest on your credit card’s positive balance.
  • 62 Interest-Free Days: Enjoy up to 62 days to pay without interest.
  • Easy Refunds: Pay online, by phone, or at any of our branches.
  • Global Withdrawals: Cash withdrawals at POS (points of sale) at participating merchants.
  • Credit Life Insurance: Provides peace of mind in case of unexpected insurable life events.
  • Free Online and Mobile Services: Register and connect online for secure and free transactions.
  • Limit Increase: Qualify for a limit increase if your card is 6 months or older.

Rates and Fees

The African Bank Black charges a card replacement fee of R$ 130.00 in case of loss or theft, and an initiation fee of R$ 140.00 upon card purchase. These fees reflect African Bank Black’s commitment to offering quality and secure service to its customers.

Minimum Income

The minimum income required to apply for the card equals the prevailing minimum wage.

Annual Fee

Enjoy all the benefits of the African Bank Black Credit Card with an affordable monthly service fee of just R$ 65.00, granting access to a world of exclusive advantages.

Card Limit

Enjoy a flexible and personalized credit limit with African Bank Black, accessing up to R$ 350,000 to realize your projects and achieve your goals.

How to Apply for African Bank Black:

Applying for the African Bank Black is simple and fast:

  1. Visit the official African Bank website.
  2. Select the Black Card and click “APPLY NOW.”
  3. Fill out the form with your personal and financial details.
  4. You will receive your offer shortly after!

Contact African Bank Black:

To reach our customer service center, you can use one of the following methods: